If you are in need of a jumbo loan for a property worth upwards of $417,000, you need mortgage managers you can rely on. We pride ourselves on face-to-face business. We will work alongside you to make sure that your finances are secure, and that you save as much money as possible.
We'll save you more money. We can offer you low interest rates in comparison to our competitors. We helped hundreds of thousands of people find the perfect home loan option for them, all while maintain a 96 percent satisfaction customer rating!
The rates are typically higher with Jumbo Mortgages due to the amount of risk associated with financing a larger property, this is because it may be more difficult to sell and recoup losses in the case of a default
Regardless of the size of your mortgage, the underwriter needs to be certain that you are able to make your payments over the life of the loan - whether it's in the amount of $500,000 or $5 Million dollars.
You will need to be clear on your employment, demonstrate a healthy employment history, show a company website and business license and anything else that will help to secure your loan
Having a good to great online reputation is important since underwriters may even do a Google search for you.
Some other things the underwriters look at includes:
* Assets – Documentation of assets is critical, and they have to make sense in relation to the income stated on the application.
* Credit Scores - Having high scores and proof of a responsible borrowing history, underwriters may also look for other sizable debts that that the borrower has had a positive experience with.
* Property – The landscape has changed for appraisals, so don’t be surprised if multiple appraisals are required for financing approval on the property.
* Profiling – Basically, the overall borrower profile and supporting qualifying documentation has to make sense to an underwriter.
Why choose us?
Our business thrives because we assist our clients in saving money. You benefit from working with us because:
No closing costs
A 33% commission rate
If you are choosing to apply for a Jumbo Loan, it's important to know you can rely on the integrity of your Lending company.
When you are looking for a "Non Conforming Loan" it's important that you are aware of anything that may come up in the loan application process and that you have appropriate explanations.
If you’re interested in a jumbo loan, contact us today at (510) 655-2868
The services referred to herein are not available to persons located outside the state of California Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. This licensee is performing acts for which a real estate license is required. C2 Financial is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California.
C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.