If you are over 4% you should check in for a rate below 4%

viral-vicHello Friends,

Sorry for the delay, I am swamped due to the rate drop. Last Tuesday the 10 year treasury hit the lowest yield on record at 1.341% but has been increasing since then. Rates have popped up a little bit but are still very attractive and similar to 2012 when we hit the last 50 year low. I am now getting people in process and waiting for the right moment to pull the trigger. The lowest mark I have ever seen from last week lasted for TWO DAYS!

I am still not able to be proactive and reach out to my existing client base but am doing my best to help people who reach out to me. Please reach out to me if you want to see if it makes sense for you to refinance your mortgage to get to a lower rate, shorten your term, or to take cash out.


Viral (Vic) Joshi

Loan Consultant/Branch Manager

C2 Financial Corporation

510.655.2868 Direct

510.853.2407 Cell

510.291.2824 eFax



BRE# 01242935

NMLS# 244388