Market Update July 5, 2016

viral-vicHello Friends,

Rates have fallen to the lowest levels I have ever seen, even lower than in 2012 when we hit the 50 year low. We are getting inundated again with new loan requests and I am having a hard time being proactive and reaching out to those of you who could benefit from the current rate environment. Please reach out to me if you want to see if it makes sense for you to refinance your mortgage to get to a lower rate or to take cash out.

Thanks,

Viral (Vic) Joshi

Loan Consultant/Branch Manager

C2 Financial Corporation

510.655.2868 Direct

510.853.2407 Cell

510.291.2824 eFax

viral@vicjoshi.com

www.vicjoshi.com

BRE# 01242935

NMLS# 244388