The rural housing loan is a federal loan program that is used to help low income borrowers to purchase homes in rural areas. USDA Loans are for non-farm homeowners in rural areas and are also for rural housing development.
The United States Department of Agriculture's (USDA) Rural Housing Service guarantees loans up to 100% financing for qualified customers living in rural areas around the country.
If you don’t qualify for a conventional home loan, and are considering a home purchase in a rural area, it pays to speak with a USDA Rural Home Loan expert. We’ll help you explore the many advantages of this unique type of loan.
We are a direct lender with in-house underwriting for faster, more efficient customer service. For decades, we have helped thousands of people achieve their refinancing and home buying dreams.
Our firm specializes in offering lending choices that fit your requirements. We are able to approve and close loans rapidly because of our extensive experience and expertise with loans.
USDA Home Loan Benefits:
100% Financing Available – No down payment required.
Low monthly mortgage insurance – you may qualify for a larger loan.
Flexible credit and qualifying guidelines.
No maximum purchase price limit.
Closing costs can come from any source, including gifts.
Repairs and improvements can be included in the loan.
Competitive fixed 30-year rates.
The benefits of us:
100% financing options available
Thin or alternate credit allowed
Low monthly insurance
No maximum sales limit price
Loans are granted based on:
Property Eligibility: Homes must be located in an eligible area
Borrower(s) Income Eligibility: Borrower(s)/household income meets program guidelines
Acceptable Credit History: Borrower(s) credit history should reflect a willingness to meet financial obligations.
Public records and/or collections do not automatically negate a borrower from a USDA loan, additional documentation will be required.
Your path to home ownership starts here. Contact us today at "(510) 655-2868" to learn more about our USDA rural development loans and find out whether the program is right for you.
The services referred to herein are not available to persons located outside the state of California Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. This licensee is performing acts for which a real estate license is required. C2 Financial is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California.
C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.