Vic Joshi's Straight Deal Mortgage | Home of REAL Mortgage Advice®

September has been a reminder of how quickly the mortgage market can turn.

Doctor’s Orders: Zero Down, Zero PMI 30-year fixed mortgage rates are running roughly 0.125% (APR) higher than they were a year ago, as long-term borrowing costs remain elevated across the board. 10-Year Treasury Yield: trading above 4.7%, near

We Need a Break! This summer Stacy and I travelled to Europe to visit with my daughter Savita, her fiancé Noah, and to see my mom’s four surviving siblings, Maya, Mira, Sheela, and Bipin. Savita and Noah have

Peace Has Benefits June has delivered the geopolitical breakthrough mortgage borrowers have been waiting for since the Iran war began on 2/28/2026. On June 17th, 2026, President Trump and Iran signed a 14-point Memorandum of Understanding, MOU, in