Now licensed in California, Oregon, Washington, & Colorado

Get expert help navigating not only this tough S F Bay Area real estate market, but the entire West Coast. Learn how the loan process works with my free real mortgage advice sessions.

REAL MORTGAGE ADVICE FOR HOME BUYERS

Are you tempted by instant online rate quotes? Read “What’s Wrong with Loan Shopping Online.”

What's wrong with loan shopping online?

Request a Current Rate Quote

Don’t become a cog in some bank’s profit-making machine! Talk to me for a free consultation and get rate information that actually matches your needs and your buying situation. No obligation!

I help empower buyers of all ages and income brackets with real mortgage advice, so they can make informed decisions and close home loans — even with special circumstances like those below.

PROPERTY OWNERS

Looking for Property Investments
Relocating in California — Buying & Selling
Refinancing — Use Your Home Equity
Looking for Property Investments
Relocating in California — Buying & Selling
Refinancing — Use Your Home Equity

HOME BUYER SUCCESS STORIES

BLOG

ABOUT VIC JOSHI

AWARD-WINNING MORTGAGE BROKER WITH C2 FINANCIAL CORPORATION I am an independent agent with C2 Financial, one of the largest mortgage brokers in the U.S. After 21 years in the home loan industry, I’m still passionate about helping home buyers with real mortgage advice, to get the best loan for the home they want. More

Top Agent, Top Producer

WARRIORS FAN, FATHER, & RESCUE SCUBA DIVER I’m a lifelong Bay area resident and a diehard Warriors fan. I’m also an avid scuba diver and certified Rescue Diver, hoping to eventually become a Dive Instructor so I can teach others how to safely enjoy ocean diving. I give back to a few of my favorite marine conservation organizations. More

Golden State Warriors Fan

AWARD-WINNING MORTGAGE BROKER WITH C2 FINANCIAL CORPORATION

Real Mortgage Advice Top 10 Producer Vic JoshiI am an independent agent with C2 Financial, one of the largest mortgage brokers in the U.S. After 21 years in the mortgage industry, I’m still passionate about helping home buyers navigate the process to get the best loan for the home they want. MORE

Real Mortgage Advice from Vic JoshiVic Joshi Warriors fan and scuba diver

WARRIORS FAN, FATHER, SCUBA DIVER 

Warriors Fan

I’m a lifelong Bay area resident and a diehard Warriors fan. I’m also an avid scuba diver and certified Rescue Diver, hoping to eventually become a Dive Instructor so I can teach others how to safely enjoy this sport. I give back to a few of my favorite marine conservation organizations. MORE

REVIEWS

Vic’s experience and relationships with banks provided the competitive edge I needed to purchase my first home. Vic was always... read more

Terryl F. Avatar
Terryl F.
10/20/2019

5 star ratingVic is a total pro who guides you through every step and is incredibly responsive to every single question or... read more

Mark S. Avatar
Mark S.
10/20/2019

Vic was amazing! Not only he did he help us with the loan on our house, he was able... read more

Eric M. Avatar
Eric M.
10/14/2019

5 star ratingVic was amazing!  Not only he did he help us with the loan on our house, he was able to... read more

Eric M. Avatar
Eric M.
10/14/2019