Now licensed in California, Oregon, Washington, & Colorado
Get expert help navigating not only this tough S F Bay Area real estate market, but the entire West Coast. Learn how the loan process works with my free mortgage advice sessions.
BUYERS
Are you tempted by instant online rate quotes? Read “What’s Wrong with Loan Shopping Online.”
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Don’t become a cog in some bank’s profit-making machine! Talk to me for a consultation and get rate information that actually matches your needs and your buying situation. No obligation!
I can help buyers of all ages and income brackets close home loans, even with special circumstances like those below.
PROPERTY OWNERS
HOME BUYER SUCCESS STORIES
Paid Off Debt
A homeowner with a family of four came to me sinking in credit card debt, and concerned that he might lose his house in Pleasanton. Due [...]
Room to Play
A married couple living in an apartment in the East Bay were looking to purchase their first home. They wanted to stay in the Bay Area, desired a family-friendly neighborhood, and a home with a big backyard where their 3-year-old daughter could have room to play.
Balloon Payment Threat
A retail store owner who is also a homeowner in Kensington, came to me looking to refinance. His home loan had a balloon payment that was [...]
Elder Care at Home
A client came to me, looking for a solution for his mother. Bedridden at 92, she wanted to remain in her home, with in-home hospice care, [...]
BLOG
What Are Closing Costs?
First Time Home Buyers Guide to Closing Costs You have your downpayment. Great. You are ready to close the deal [...]
What’s the Deal with Redfin Mortgage?
DIY Mortgage Loans A lot of people ask us why they should bother with using a real estate broker as [...]
Need Help With a Mortgage Loan?
Hello, friends. I'm here to educate homebuyers and guide them through the mortgage loan process to get them the best [...]
Mortgage Rates & SCUBA Diving
December Stock Market Corrections The corrections in the stock market to end 2018 rolled into the beginning of 2019. [...]
ABOUT VIC JOSHI
AWARD-WINNING MORTGAGE BROKER WITH C2 FINANCIAL CORPORATION I am an independent agent with C2 Financial, one of the largest mortgage brokers in the U.S. After 21 years in the home loan industry, I’m still passionate about helping home buyers navigate the process to get the best loan for the home they want. More
WARRIORS FAN, FATHER, & RESCUE SCUBA DIVER I’m a lifelong Bay area resident and a diehard Warriors fan. I’m also an avid scuba diver and certified Rescue Diver, hoping to eventually become a Dive Instructor so I can teach others how to safely enjoy ocean diving. I give back to a few of my favorite marine conservation organizations. More
AWARD-WINNING MORTGAGE BROKER WITH C2 FINANCIAL CORPORATION
I am an independent agent with C2 Financial, one of the largest mortgage brokers in the U.S. After 21 years in the mortgage industry, I’m still passionate about helping home buyers navigate the process to get the best loan for the home they want. MORE
WARRIORS FAN, FATHER, SCUBA DIVER
I’m a lifelong Bay area resident and a diehard Warriors fan. I’m also an avid scuba diver and certified Rescue Diver, hoping to eventually become a Dive Instructor so I can teach others how to safely enjoy this sport. I give back to a few of my favorite marine conservation organizations. MORE
REVIEWS
Vic Joshi is the most knowledgeable, kind, and personable person I have done business with in financing a home. ... read more
First Time Home Buyer, Vic was a pleasure to work with and helped walk us through all the steps to... read more
This is my third time refinancing with Vic. As usual, Vic provides a variety of options and makes the process... read more
This is my third time refinancing with Vic. Vic provides all options upfront and makes the process as painless as... read more
