Not only is Vic well informed, personable and deeply invested in getting you the best loan, he is one of the hardest working people I know. This has been a crazy, busy time for Vic and we were lucky enough to be able to work with him and his team in Q2 of 2021 to refinance with an amazing rate.... read moreNot only is Vic well informed, personable and deeply invested in getting you the best loan, he is one of the hardest working people I know. This has been a crazy, busy time for Vic and we were lucky enough to be able to work with him and his team in Q2 of 2021 to refinance with an amazing rate. The entire process was transparent with all costs clearly stated up front and easy loan scenarios to make the right decision. Like many situations, not everything is a simple straight path but Vic and Althea made everything work seamlessly with a high level of coordination and follow up. This process was quite different from working with a bank for our prior mortgage and I can't imagine working with anyone else for our future home lending needs. This may sound too effusive but Vic really is a special person to work with in the lending space and provides the ne plus ultra in service when financing a home. Thanks, Vic, for everything. read less

I'm not at all surprised to see all the wonderful reviews for Viral Joshi and his team. After having refinanced my home with other brokers I know now to ONLY go to Joshi and recommend others to go to him as well. It was by far one of the most seamless home refinancing's I've ever experienced. And for as busy... read moreI'm not at all surprised to see all the wonderful reviews for Viral Joshi and his team. After having refinanced my home with other brokers I know now to ONLY go to Joshi and recommend others to go to him as well. It was by far one of the most seamless home refinancing's I've ever experienced. And for as busy as he is, he never misses a beat. For example, after I initially contacted him he promptly provided the documents list needed to complete my application and while I was dragging my feet getting it together, he called to check on me! His service is impeccable and he and his team's professionalism are like none other. Thank you for the best home loan experience!

August 14, 2021
After the initial review of my first refi, the rates dropped but it would have been too soon to refi without Vic losing his commission (which I didn’t want to happen). He asked that I wait it out as he was certain refi reforms would change to lower refi costs and that rates may fall again.
Everything Vic said that would happen did actually happen and I just closed the “last” refi on my home for 1.25% lower than my previous mortgage.
I went from 3.5% to 2.25% in another relatively seamless refinancing process. Again it was another swift, clean and efficient process.
Thank you C2 Financial and team! You’re the best! read less

Vic was recommended by a friend who said my rate was too high. I didn't want to leave my credit union, but I figured I'd talk to Vic and see what was available. The loan scenarios were too good to pass up! And Vic kept advocating to get me the best deal throughout the process. The whole refinance was fast... read moreVic was recommended by a friend who said my rate was too high. I didn't want to leave my credit union, but I figured I'd talk to Vic and see what was available. The loan scenarios were too good to pass up! And Vic kept advocating to get me the best deal throughout the process. The whole refinance was fast and easy. No hidden fees, no bad surprises. Highly recommend. read less