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Real Mortgage Loan Advice2018-11-10T00:32:33+00:00

No obligation “Mortgage 101” consultation!

Get expert help navigating this tough Bay Area real estate market and learn how the load process works. I’ve helped buyers of all ages and income brackets successfully and quickly close home loans. Do any of the special circumstances below apply to you?

BUYERS

PROPERTY OWNERS

Looking for Property Investments
Relocating in California — Buying & Selling
Refinancing — Use Your Home Equity
Looking for Property Investments
Relocating in California — Buying & Selling
Refinancing — Use Your Home Equity

REVIEWS

5 star ratingVic Joshi knows literally everything about mortgage loans, and I saw how driven he was to help me buy without... read more

Linda B. Avatar Linda B.
9/11/2018

Vic has my unqualified recommendation. He is a experienced professional who skillfully managed every aspect of a complicated loan process.... read more

Diane K. Avatar Diane K.
8/18/2018

Vic and his staff made the loan process easy from beginning to end. No surprises and everything turned out... read more

Frank B. Avatar Frank B.
12/30/2017

My husband and I used Vic Joshi as our mortgage broker when buying our house. He and his staff were... read more

Kaelen V. Avatar Kaelen V.
6/24/2017

HOME BUYER SUCCESS STORIES

ABOUT VIC JOSHI

AWARD-WINNING MORTGAGE BROKER WITH C2 FINANCIAL CORPORATION I am an independent agent with C2 Financial, one of the largest mortgage brokers in the U.S. After 21 years in the home loan industry, I’m still passionate about helping home buyers navigate the process to get the best loan for the home they want. More

Top Agent, Top Producer

WARRIORS FAN, FATHER, & RESCUE SCUBA DIVER I’m a lifelong Bay area resident and a diehard Warriors fan. I’m also an avid scuba diver and certified Rescue Diver, hoping to eventually become a Dive Instructor so I can teach others how to safely enjoy ocean diving. I give back to a few of my favorite marine conservation organizations. More

Golden State Warriors Fan

AWARD-WINNING MORTGAGE BROKER WITH C2 FINANCIAL CORPORATION

Top 10 Producer Vic JoshiI am an independent agent with C2 Financial, one of the largest mortgage brokers in the U.S. After 21 years in the mortgage industry, I’m still passionate about helping home buyers navigate the process to get the best loan for the home they want. MORE

back to back Vic suitback to back Vic casual

WARRIORS FAN, FATHER, SCUBA DIVER 

Warriors Fan

I’m a lifelong Bay area resident and a diehard Warriors fan. I’m also an avid scuba diver and certified Rescue Diver, hoping to eventually become a Dive Instructor so I can teach others how to safely enjoy this sport. I give back to a few of my favorite marine conservation organizations. MORE

BLOG

  • first time home buyers

Tips for First Time Home Buyers

September 11th, 2018|

Buying your first home is a momentous time in most people's lives. Here are some tips for first time home buyers to help you sail through the experience. Get a GOOD Realtor I tell this to my clients all the time. You don’t want your friend who just started working as a realtor, or [...]

  • White House

Trump Impact on Mortgage Lending

September 10th, 2018|

When Donald Trump was voted in as the next president of the United States in 2016, the markets perceived that as a bullish event. This means that money began flowing into the stock market like crazy, hitting highs on the Dow right away. What happens then is that this takes money away from the [...]

  • mortgage lending

Shining a Light on Mortgage Lending

September 3rd, 2018|

I'm Vic Joshi, a mortgage broker with C2 Financial, shining a light on mortgage lending with my revamped website. I took on this project to give my home buying clients better online guidance and reference material as they start their searches for a mortgage loan. I have over twenty years of experience in the [...]