Happy clients make my day! Your trust in me to help you through the mortgage and home buying process means everything, and I’m honored to do it. If you have closed a home loan with me and would like to share your story, please help me build my business by writing a review.

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5 Stars - Based on 16 User Reviews
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5 Stars - Based on 11 User Reviews
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Vic was amazing! Not only he did he help us with the loan on our house, he was able to help the buyer of our old property get his loan as well. He was honest and guided us... read more

Eric M. Avatar
Eric M.
10/14/2019

5 star ratingVic was amazing!  Not only he did he help us with the loan on our house, he was able to help the buyer of our old property get his loan as well.  He was honest and guided us through each... read more

Eric M. Avatar
Eric M.
10/14/2019

5 star ratingVic is simply the best.  I've been working with Vic for over a decade.  He has handled 3 purchase loans and at least 5 refi loans for me.  Every time he has been professional, transparent, patient and friendly.  He is... read more

Ben D. Avatar
Ben D.
10/07/2019

5 star ratingWe highly recommend working with Vic Joshi when purchasing a home.  Buying a house, especially in the Bay Area market and especially if it's your first time, is extremely stressful and overwhelming.  Vic makes the mortgage piece understandable and far... read more

Gillian Q. Avatar
Gillian Q.
9/08/2019

5 star ratingAs first-time home buyers, my wife and I knew very little about the home buying process, but we knew Vic was our guy the moment we met with him.  He's honest and straight to the point. Vic was a pleasure... read more

Matthew S. Avatar
Matthew S.
8/13/2019

5 star ratingJust closed on our second refinance with Vic's capable assistance.

In this case, Vic contacted us proactively to let us know that interest rates had dropped, and that we could refinance with considerable savings on our monthly payment. We gave...
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Paul S. Avatar
Paul S.
7/15/2019

Vic Joshi is the most knowledgeable, kind, and personable person I have done business with in financing a home.

Sincerely, Mack H Williams

Mack W. Avatar
Mack W.
7/09/2019

5 star ratingFirst Time Home Buyer, Vic was a pleasure to work with and helped walk us through all the steps to successfully move through the loan process. I would highly recommend his service to any one looking for a home mortgage consultant.

David A. Avatar
David A.
7/05/2019

This is my third time refinancing with Vic. As usual, Vic provides a variety of options and makes the process as painless as possible. Great experience.

Deepanjan M. Avatar
Deepanjan M.
6/11/2019

5 star ratingThis is my third time refinancing with Vic. Vic provides all options upfront and makes the process as painless as possible. Great experience.

deep M. Avatar
deep M.
6/10/2019

I cannot say enough great things about Vic. I had a free consultation with Vic “Mortgage 101” to take a look at our financial scenario. Vic explained all of our options and what is possible in our current situation. I... read more

Katya Y. Avatar
Katya Y.
5/16/2019

5 star ratingI cannot say enough great things about Vic. I had a free consultation with Vic "Mortgage 101" to take a look at our financial scenario. Vic explained all of our options and what is possible in our current situation. I... read more

Katya Y. Avatar
Katya Y.
5/16/2019

5 star ratingTo anyone who is thinking about purchasing a home, look no further, Vic is your guy. He is hands-down the most informative and knowledgeable mortgage consultant, and most importantly TRUSTWORTHY and HONEST.

We had a somewhat tumultuous journey selling and...
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Cindy T. Avatar
Cindy T.
5/16/2019

Excellent transaction! This was my second experience with Vic. He is very professional and I will do business with him again and again!

Arash K. Avatar
Arash K.
4/15/2019

I hired Viral as a loan consultant in the late 90s the first time I met him. Not only was he a self starter and huge producer, he turned out to be a phenomenal guy to work with. People love... read more

Dave P. Avatar
Dave P.
3/20/2019

Vic Joshi was clear, knowledgeable and responsive. When I had questions, he answered them immediately. My new loan went through without any problems. I recommend him highly.

Dick T. Avatar
Dick T.
3/18/2019

5 star ratingAs a first time home buyer, naturally, the loan process intimidated me.  Luckily, I found Vic and the entire process was easy, stress free and low pressure.  He met with me and explained all the odds and ends of the... read more

Ian R. Avatar
Ian R.
3/07/2019

Vic is one of the best! I have worked very closely with him and Althea on several deals. Though every step of the way, they hit it out of the park. Vic is clever, brutally honest and a consummate professional... read more

Erich H. Avatar
Erich H.
2/14/2019