Happy clients make my day! Your trust in me to help you through the mortgage and home buying process means everything, and I’m honored to do it. If you have closed a home loan with me and would like to share your story, please help me build my business by writing a review.

google logoVic Joshi Mortgage ConsultantVic Joshi Mortgage Consultant
5 Stars - Based on 42 Reviews
Write a Review on Google
facebook logoVic Joshi Mortgage ConsultantVic Joshi Mortgage Consultant
5 Stars - Based on Reviews
Write a Review on Facebook
yelp logoVic Joshi Mortgage ConsultantVic Joshi Mortgage Consultant
5 yelp stars
5 Stars - Based on 14 Reviews
Write a Review on Yelp

You cannot find a more professional and responsible mortgage broker than Vic Joshi. He is careful, detailed, quick, and has absolute integrity. It is impossible for anyone to do his job better than he does.

William R. Avatar
William R.
7/01/2020

Vic has just guided me through the third refi on my condo, and I can honestly say that the experience was like night and day compared to those two earlier times. On several occasions, there were hiccups in the process, yet every single time Vic found a way to work around the problem without my having to do a thing. Amazing service!

Mal W. Avatar
Mal W.
6/23/2020

Vic is responsive, incredibly hard-working and delivers exactly what he says he's going to deliver, or better. Thank you, Vic.

Kate M. Avatar
Kate M.
6/18/2020

5 star ratingVic is super knowledgeable, professional and patient. He was available at every step of the refi process and I would certainly work with him again.

Amy D. Avatar
Amy D.
6/17/2020

5 star ratingVic is the best. He has helped us twice with refinancing and each time got us great deals. He's knowledgeable, efficient and calm under pressure even when he's juggling multiple clients and handling my freak-outs. He is amazingly responsive. I don't know how he does it. I totally trust him and I'm recommending him to friends and clients.

C T. Avatar
C T.
6/11/2020

I'm not at all surprised to see all the wonderful reviews for Viral Joshi and his team. After having refinanced my home with other brokers I know now to ONLY go to Joshi and recommend others to go to him as well. It was by far one of the most seamless home refinancing's I've ever experienced. And for as busy as he is, he never misses a beat. For example, after I initially contacted him he promptly provided the documents... read more

Ana B. Avatar
Ana B.
6/10/2020

5 star ratingI'm not at all surprised to see all the wonderful reviews for Viral Joshi and his team. After having refinanced my home with other brokers I know now to ONLY go to Joshi and recommend others to go to him as well. It was by far one of the most seamless home refinancing's I've ever experienced. And for as busy as he is, he never misses a beat. For example, after I initially contacted him he promptly provided the documents... read more

Ana B. Avatar
Ana B.
6/09/2020

5 star ratingI'd say third time's the charm, but every one of our three refi's with Vic has been a charmer. He is personable and friendly to work with, informative about the process, and helpful in smoothing over whatever bumps might lie in the path to funding. In addition, he's put together a team of equally capable people that work along with him to get your deal closed.Vic has saved us a bundle in monthly mortgage payments in the last couple of... read more

Paul S. Avatar
Paul S.
6/09/2020

We feel fortunate to have connected with Vic a few years ago at the recommendation of our financial advisor. We worked with him on a refinance then and he has recently assisted us with a mortgage on our new home. Vic's knowledge of the market is extensive and he is devoted to his clients. Even in the current volatile situation, the level of communication from Vic and members of his team was outstanding. He called us regularly throughout... read more

Lisa G. Avatar
Lisa G.
6/08/2020

5 star ratingWe've refinanced twice with Vic and both times, it has been an easy and smooth experience. He is always nice and always available to answer questions even though he seems to be working 18 hour days during this low interest period! I've recommended him to close friends because I trust him. He's been terrific.

Diane W. Avatar
Diane W.
6/05/2020

5 star ratingVic has assisted us twice in the mortgage world. He is incredibly responsive and seems to be always available to answer questions. We came in with a rate and terms we wanted and he urged us to be patient. His sage counsel paid off when he locked us in at over 1/4 point less than what we had hoped for. I've since referred 3 other families to him.

Justin B. Avatar
Justin B.
5/29/2020

I've reviewed Vic on other platforms, but after using him twice in the last couple years, and after getting a great word-of-mouth review by my girlfriend, I couldn't recommend him highly enough. He's professional, knowledgeable, and his many years in the profession are evident from his advice and analysis of markets, rates, and the overall loan business. I really liked the detailed loan scenario spreadsheets he prepared that allowed me to easily make a well-informed decision on my loan.... read more

Ian S. Avatar
Ian S.
5/27/2020

5 star ratingI can't say enough about Vic; I've used him twice after getting a glowing review from my girlfriend. He's professional, straight forward, no nonsense, with facts, reality, and spreadsheets. His many years of experience show through, and his seasoned knowledge of the business, markets, and rates are readily apparent. I really like how he provided detailed spreadsheets and numbers of my loan scenarios that helped me easily make a complete, well-reasoned decision. I would recommend him to anyone.

Ian S. Avatar
Ian S.
5/27/2020

5 star ratingWe have been working with Vic for more than 10 years, with multiple refis. Each and every time, Vic is meticulous and compassionate as he walks us through the complicated data and bureaucracies of home lending. Such a professional team made possible by a leader with the highest of standards.

James L. Avatar
James L.
5/13/2020

5 star ratingVic was a great help with our refi. Very transparent and helpful through the load process. Provided all the information we asked for and was very prompt in responses. I would recommend his services to anyone looking for loan consultation.

David A. Avatar
David A.
5/05/2020

5 star ratingI just completed my 3rd mortgage transaction with Vic--initial and now two re-fis. This is just as good as it gets. If you are looking for a professional who is genuinely interested in matching you with the right product, your search is ended. In three transactions, I have always felt well-informed, well-educated, and NEVER pressured. His team is also delightful. :)

e g. Avatar
e g.
3/15/2020

5 star ratingI was looking to buy property out of state so I was not able to work with Vic on getting a mortgage but he actually spent a lot of time giving me advice and talking to me about different options even though I could never be his customer- really great guy!

Bess C. Avatar
Bess C.
2/17/2020

Vic is an amazing, trusted partner for one of the largest financial transactions you will make in your life time. He has incredible insight into the many mortgage options for your specific needs and spends time to make sure you understand the product and process. Vic also has deep knowledge on the underlying market dynamics that affect mortgage rates and will work tirelessly to make sure you get the best rate. We were so happy with Vic for our initial... read more

Michael N. Avatar
Michael N.
1/30/2020