Reviews

Vic is an amazing, trusted partner for one of the largest financial transactions you will make in your life time. He has incredible insight into the many mortgage options for your specific needs and spends time to make sure you... read moreVic is an amazing, trusted partner for one of the largest financial transactions you will make in your life time. He has incredible insight into the many mortgage options for your specific needs and spends time to make sure you understand the product and process. Vic also has deep knowledge on the underlying market dynamics that affect mortgage rates and will work tirelessly to make sure you get the best rate. We were so happy with Vic for our initial mortgage that when it came to our recent refinancing, there was no other choice, but Vic. In addition to his exceptional service, Vic also surrounds himself with a competent team that will work closely with you. If you need a mortgage, Vic is your person.

Keep up the great work,

Michael and Kellie read less

Vic has been my go to person for financing for years now! He has always been reliable, responsive and willing to break things down for me in as much detail and with as much time as I need.

He works... read moreVic has been my go to person for financing for years now! He has always been reliable, responsive and willing to break things down for me in as much detail and with as much time as I need.

He works diligently and promptly to move my interests and I have always been satisfied with the results Vic gets for me and my family.

Thanks Vic!
By the way, not only would I recommend him, I do! I do it regularly with my closest friends who are looking to buy or refinance and I always refer him when I'm asked about how I think could help.

He's really the best. read less

No B.S. kind of guy. Communicated proactively, and was very understanding when we had to change some things around. Honest, and I never felt pressured.

Vic provides outstanding services ---

Vic was incredibly helpful and attentive in his communication. He was never pushy and held out until he was able to set us up with our target mortgage.

Vic’s experience and relationships with banks provided the competitive edge I needed to purchase my first home. Vic was always super responsive to all my needs and questions. If you’re a serious about purchasing a home, Vic will not let... read moreVic’s experience and relationships with banks provided the competitive edge I needed to purchase my first home. Vic was always super responsive to all my needs and questions. If you’re a serious about purchasing a home, Vic will not let you down. read less

Vic is a total pro who guides you through every step and is incredibly responsive to every single question or concern. Five Stars all around.

Vic was amazing! Not only he did he help us with the loan on our house, he was able to help the buyer of our old property get his loan as well. He was honest and guided us... read moreVic was amazing! Not only he did he help us with the loan on our house, he was able to help the buyer of our old property get his loan as well. He was honest and guided us through each stage of the loan process. Looking for loans and buying a house can be scary but Vic made sure we knew what we were dealing with. I will recommend him to anyone looking for a loan or refi. People you can trust are hard to find. read less

Vic was amazing!  Not only he did he help us with the loan on our house, he was able to help the buyer of our old property get his loan as well.  He was honest and guided us through each... read moreVic was amazing!  Not only he did he help us with the loan on our house, he was able to help the buyer of our old property get his loan as well.  He was honest and guided us through each stage of the loan process.  Looking for loans and buying a house can be scary but Vic made sure we knew what we were dealing with.  I will recommend him to anyone looking for a loan or refi.  People you can trust are hard to find. read less

Vic is simply the best.  I've been working with Vic for over a decade.  He has handled 3 purchase loans and at least 5 refi loans for me.  Every time he has been professional, transparent, patient and friendly.  He is... read moreVic is simply the best.  I've been working with Vic for over a decade.  He has handled 3 purchase loans and at least 5 refi loans for me.  Every time he has been professional, transparent, patient and friendly.  He is 100% a straight shooter and has frequently given me advice that makes his job harder but saves me money.  Vic is prompt with replies to my questions and turns loan documents around in record time.  I am confident that I am getting the best possible deal every time. This is going to sound crazy, but there are few people I trust more in this world than Vic. read less

We highly recommend working with Vic Joshi when purchasing a home.  Buying a house, especially in the Bay Area market and especially if it's your first time, is extremely stressful and overwhelming.  Vic makes the mortgage piece understandable and far... read moreWe highly recommend working with Vic Joshi when purchasing a home.  Buying a house, especially in the Bay Area market and especially if it's your first time, is extremely stressful and overwhelming.  Vic makes the mortgage piece understandable and far less stressful.  He answered all of our questions quickly and comprehensively, we always felt comfortable emailing or calling Vic no matter how small the question was.  Vic is very knowledgeable, and we always felt that we were in good hands.  We will definitely recommend Vic to friends who are looking to buy a home. read less

As first-time home buyers, my wife and I knew very little about the home buying process, but we knew Vic was our guy the moment we met with him.  He's honest and straight to the point. Vic was a pleasure... read moreAs first-time home buyers, my wife and I knew very little about the home buying process, but we knew Vic was our guy the moment we met with him.  He's honest and straight to the point. Vic was a pleasure to work with and helped walk us through all the steps to successfully move through the loan process. We would highly recommend his service to any one looking for a home mortgage consultant. read less

Just closed on our second refinance with Vic's capable assistance.

In this case, Vic contacted us proactively to let us know that interest rates had dropped, and that we could refinance with considerable savings on our monthly payment. We gave... read moreJust closed on our second refinance with Vic's capable assistance.

In this case, Vic contacted us proactively to let us know that interest rates had dropped, and that we could refinance with considerable savings on our monthly payment. We gave Vic the go-ahead, and everything moved quickly and painlessly from there.

I highly recommend Vic for his professional skills, attentiveness, and good humor. read less

Vic Joshi is the most knowledgeable, kind, and personable person I have done business with in financing a home.

Sincerely, Mack H Williams

First Time Home Buyer, Vic was a pleasure to work with and helped walk us through all the steps to successfully move through the loan process. I would highly recommend his service to any one looking for a home mortgage consultant.

This is my third time refinancing with Vic. As usual, Vic provides a variety of options and makes the process as painless as possible. Great experience.

This is my third time refinancing with Vic. Vic provides all options upfront and makes the process as painless as possible. Great experience.

I cannot say enough great things about Vic. I had a free consultation with Vic “Mortgage 101” to take a look at our financial scenario. Vic explained all of our options and what is possible in our current situation. I... read moreI cannot say enough great things about Vic. I had a free consultation with Vic “Mortgage 101” to take a look at our financial scenario. Vic explained all of our options and what is possible in our current situation. I had no Idea that based on your income you can potentially qualify for an interest rate as low as 1%. That really gives my husband and I hope in this expensive East Bay market. And if it ever gets too expensive to buy in the Bay we are still planning on using Vic since he is also licensed in Oregon and Washington. read less