Happy clients make my day! Your trust in me to help you through the mortgage and home buying process means everything, and I’m honored to do it. If you have closed a home loan with me and would like to share your story, please help me build my business by writing a review.

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5 yelp stars
5 Stars, Based on 65 Reviews!
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5 Stars - Based on 80 Reviews!
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Vic is a consummate professional, and does a great job making an arduous process for your borrower much better than it would otherwise be. He communicates clearly and efficiently, found us a great rate, and made sure the entire process was as smooth as possible. I highly recommend him as your "mortgage sherpa" :)

John W. Avatar
John W.
2022-03-15

Vic, Althea and his team are awesome! They are very knowledgeable, responsible, and truly invested with their clients. They have helped me in buying a new home, and refinanced with a great rate. I have a full-time job, and often times I do not leave work until 5-6 p.m. on weekdays. I also work on the weekends. Vic has been available after hours for me. I really appreciate his time, effort and patience in going over everything with me.... read more

Frank C. Avatar
Frank C.
2022-01-28

5 star ratingViral (Vic), Althea, and their team got me through a very complex refinance last year. The previous mortgage lender was difficult to work with, causing the refinance to be unnecessarily drawn out. However, Vic and his team were was patient, knowledgeable, and diligent throughout the process. They are nice people too! I got a great rate and, most importantly, peace of mind. I'm glad I chose Vic as my mortgage consultant and would highly recommend his services.

Jennifer D. Avatar
Jennifer D.
2022-01-07

Vic and his team are absolutely the best! I would highly recommend working with them for your mortgage financing needs.They are very knowledgeable, responsible, and truly invested with their clients. From beginning to end, they make sure you have all the information you need to go through the process and keep you up to date with the status of your funding and next steps. As a first time homebuyer, I really appreciate how fast, efficient, and straightforward... read more

Nadya S. Avatar
Nadya S.
2021-12-29

As a first time home buyer I really appreciated the experience that I had with Vic as my loan officer. I benefitted from his "mortgage 101'" overview that he provided during our initial chat, it was clear that he values informing people about their options and works hard to find the best rates--this all made it easy for me to choose Vic to work with! Both he and his assistant Althea were attentive and considerate of my particular situation (purchasing... read more

Tiara N. Avatar
Tiara N.
2021-12-01

5 star ratingVic is the consummate mortgage consultant. He is communicative, responsive and attentive to his clients need. Having worked with other mortgage consultants, Vic ranks at the top. If you need a loan done quickly at an excellent rate, Vic needs to be your guy and won't disappoint.

Henry Y. Avatar
Henry Y.
2021-11-07

I've worked with Vic and his team on refinancing my home mortgage. Both times it has bee easy and with great results. I highly recommend C2.

Robert M. Avatar
Robert M.
2021-11-05

Vic Joshi and his C2 colleagues including loan processor Althea are outstanding at what they do. We just completed our second round of real estate refinancing with Vic, and the loans and terms that he found were better than we expected. He has a great general knowledge of the bond and mortgage markets (I say this as an economics professor who teaches in this area), and a great practical ability to shop for the best lenders that met... read more

Roy A. Avatar
Roy A.
2021-10-24

5 star ratingVic Joshi and his C2 colleagues including loan processor Althea are outstanding at what they do. We just completed our second round of real estate refinancing with Vic, and the loans and terms that he found were better than we expected. He has a great general knowledge of the bond and mortgage markets (I say this as an economics professor who teaches in this area), and a great practical ability to shop for the best lenders that met... read more

Roy A. Avatar
Roy A.
2021-10-24

5 star ratingVic Joshi is an outstanding mortgage consultant. My wife and I have hired him twice about 12 years apart to refinance our mortgage (the most recent just closed) and both times he made the process intelligible (the process itself can be like entering a deep, dark and long cave!) and smooth. He gave us confidence, was always available on short notice, and coordinated all the related activities with us (appraisal, finding the lender, etc.). Can't say enough... read more

Mike A. Avatar
Mike A.
2021-10-22

I've worked with Vic on three loans. Every time he found me a great rate and made the whole process easy. He responds right away to questions. He's professional and personal. I don't hesitate to recommend Vic.

Michael R. Avatar
Michael R.
2021-10-20

I've worked with Vic on 3 different loans, and he is the BEST. He will walk you through any questions, and he gets things done.

David P. Avatar
David P.
2021-10-13

Simply put, I cannot imagine a better loan broker. Vic Joshi is efficient, very hard working, super professional, and totally honest. He does everything he can to make your experience as painless as possible. I recommend him enthusiastically and without any reservation. He is the VERY BEST!!

William R. Avatar
William R.
2021-10-13

5 star ratingI've worked with Vic on 3 different loans, and he made it easy to understand, and got them all done efficiently. Some people say your real estate agent is memorable, but working with Vic was the best part of each transaction!

David P. Avatar
David P.
2021-10-13

Vic made my refinance quick and painless. From the beginning, his communication was clear and timely. He was professional from start to finish. The steps for me were clearly laid out. Different scenarios were provided and I simply had to choose. Vic and his team did all the legwork, I just had to retrieve personal financial documents. Thank you Vic and team! I would highly recommend you to others who want to refinance their home!

Hannah P. Avatar
Hannah P.
2021-09-23

5 star ratingVic made my refinance quick and painless. From the beginning, his communication was clear and timely. He was professional from start to finish. The steps for me were clearly laid out. Different scenarios were provided and I simply had to choose. Vic and his team did all the legwork, I just had to retrieve personal financial documents. Thank you Vic and team! I would highly recommend you to others who want to refinance their home!

Hannah P. Avatar
Hannah P.
2021-09-23

5 star ratingNot only is Vic well informed, personable and deeply invested in getting you the best loan, he is one of the hardest working people I know. This has been a crazy, busy time for Vic and we were lucky enough to be able to work with him and his team in Q2 of 2021 to refinance with an amazing rate. The entire process was transparent with all costs clearly stated up front and easy loan scenarios to make the right... read more

Edward P. Avatar
Edward P.
2021-08-23

I'm not at all surprised to see all the wonderful reviews for Viral Joshi and his team. After having refinanced my home with other brokers I know now to ONLY go to Joshi and recommend others to go to him as well. It was by far one of the most seamless home refinancing's I've ever experienced. And for as busy as he is, he never misses a beat. For example, after I initially contacted him he promptly provided the documents... read more

Ana B. Avatar
Ana B.
2021-08-14

5 star ratingVic was recommended by a friend who said my rate was too high. I didn't want to leave my credit union, but I figured I'd talk to Vic and see what was available. The loan scenarios were too good to pass up! And Vic kept advocating to get me the best deal throughout the process. The whole refinance was fast and easy. No hidden fees, no bad surprises. Highly recommend.

Benjamin M. Avatar
Benjamin M.
2021-08-07

5 star ratingVick is the MAN! I spoke to 4 or 5 loan officers before I stumbled upon him and immediately realized he was different. I first got ahold of him when he was in the middle of a vacation and he took time out of his busy day to give me a 1 hour explanation of how mortgages work - he calls it "mortgage 101". Most loan officers remind me of car salesman, but working with Vic feels like working with... read more

Yaseen A. Avatar
Yaseen A.
2021-07-26

5 star ratingVic is our trusted Loan Officer! From day one he made us feel very comfortable and had a very relaxed and transparent way of explaining options and details. He knows his stuff, but is also good at explaining and making sense of it. He is very approachable and available when a quick phone calls helps clear things up. After 3 loans with Vic, we have someone that we trust and will continue to work with.

Avo C. Avatar
Avo C.
2021-06-14

5 star ratingReally professional services. We couldn't be happier with the process or the results. So glad to have found him!

Constance S. Avatar
Constance S.
2021-05-13

This is the second time I've done a re-fi with Vic. He is tremendously knowledgeable, responsive, with superb communication and organization. He also understands all the ins and outs of the particular neighborhood I live in (University Hills), which has odd ground leasing rules affecting lenders. Vic is the best!

Mark W. Avatar
Mark W.
2021-05-12

5 star ratingThis is the second time I've done a re-fi with Vic. He is tremendously knowledgeable, responsive, with superb communication and organization. He also understands all the ins and outs of the particular neighborhood I live in (University Hills), which has odd ground leasing rules affecting lenders. Vic is the best!