A retail store owner who is also a homeowner in Kensington, came to me looking to refinance. His home loan had a balloon payment that was coming due. The stakes were high: he needed to refinance soon or he could potentially lose his home. The current lender was poised to repossess. His tax returns did [...]
I had an investor come to me with a project that was in progress. He had started to do a renovation on a rental property, a condominium, but unforeseen costs arose, and he had run out of funds. He had a fair amount of equity in the property, and so, I was able to get [...]
An honorably-discharged U.S. Marine and war veteran, currently working in law enforcement, living in Pleasant Hill, was looking to purchase a new property and relocate closer to his work in Oakland. He found the perfect spot, a townhouse in Alameda with a yard for his dog. I was able to get his loan approved and [...]
A family of four had outgrown their current residence and were looking for a cash out loan to add on to their existing property. They also hoped to build out a large deck in the backyard for barbecues. With my extensive network of real estate industry colleagues, I was able to help the homeowner procure [...]
A married couple living in an apartment in the East Bay were looking to purchase their first home. They wanted to stay in the Bay Area, desired a family-friendly neighborhood, and a home with a big backyard where their 3-year-old daughter could have room to play.
A Brazilian man, working in tech in the U.S., whose funds for the down payment were held overseas and who had limited U.S. credit, came to me for a loan to purchase a condominium. As a foreign national temporarily working here but not a U.S. citizen, he had only a few domestic accounts listed on [...]
A client came to me, looking for a solution for his mother. Bedridden at 92, she wanted to remain in her home, with in-home hospice care, rather than move into a nursing home, for as long as possible. Her cash flow was running short, but she had a large amount of equity in her home [...]
A homeowner with a family of four came to me sinking in credit card debt, and concerned that he might lose his house in Pleasanton. Due to his high credit card balances, his credit score was very low, at 640. I was able to help him refinance his debts by tapping increased property values in [...]