A pre-approval letter is good for 90 days from the time it’s run. Many big lenders will automatically re-run a credit check every 90 days, but we don’t want that.

I have hands-on relationship with my clients. I stay in communication with you, and I will check in with you throughout the period of time that you are looking for a property. If you tell me your data hasn’t changed, and you can provide updated documentation supporting reported income and assets, I will keep issuing a pre-approval letter until you get into contract. We may need to re-run your credit after the 90 days has expired, but not always.