appraisal

Information about application fees from Vic Joshi — there is no application fee or any monetary commitment to start working with Vic on a home loan.

HELOC vs. Refinance

By Vic Joshi|2024-03-29T22:39:42-07:00July 7th, 2019|Categories: Mortgage Rates, Refinance|Tags: application fee, appraisal, cash-out, HELOC, qualifying, taxes|

HELOC vs. refinance: Which is better for a cash-out loan? Is a home equity line of credit (HELOC) or a refinance of your principal mortgage the better option for you? Market Rate Can Help You Choose A recession in 2020 [...]

What Are Closing Costs?

By Vic Joshi|2024-03-29T22:39:43-07:00May 19th, 2019|Categories: Closing Costs, First Time Home Buyer, Mortgage Loans|Tags: appraisal, escrow, impound account, inspection, insurance, nonrecurring closing costs, NRCC, PMI, prepaid items, private mortgage insurance, real mortgage advice, taxes|

First Time Home Buyers Guide to Closing Costs You have your downpayment. Great. You are ready to close the deal on your loan and start making bids on houses! Soon you get your closing statement and there [...]