Mortgage Rates

Current information about mortgage rates from Vic Joshi — and comments on what the future most likely holds for people watching home loan rates.

Another Bank Bailout?

By |2023-04-29T22:24:04-07:00March 27th, 2023|Categories: Mortgage Rates|

Recession Déjà Vu Hi Friends, March was a volatile month in the markets. The headlines were full of news that reminded us of the Great Recession of 2008 with multiple banks facing major liquidity issues. The Federal Reserves’ steep [...]

Happy New Year — Rates Are Headed Down!

By |2023-08-07T12:03:32-07:00January 4th, 2023|Categories: Mortgage Rates|

Happy new year, friends! Rates Down As Predicted Mortgage interest rates finally started falling in November 2022, as I had predicted in my November newsletter. Year over year inflation numbers started to come down, which is great news for [...]

Turbulent 2022 Mortgage Rates

By |2023-02-25T23:46:22-08:00May 29th, 2022|Categories: Mortgage Rates|

Refinances & Purchases Drop Hi Friends, Mortgage rates keep rising at a very brisk pace. May 2022 saw mortgage interest rates rise up 2.375% higher than they were in December of 2021. Refinances were down over 75% month over [...]

Hold On for a Bumpy Ride

By |2023-02-25T23:47:11-08:00March 23rd, 2022|Categories: Mortgage Loans, Mortgage Rates, Refinance|

Hello friends, A lot has happened since I penned the last installment of my newsletter. Continued rising inflation, historically high gas prices, the Federal Reserve’s March meeting that resulted in a rate hike, a volatile stock market, faster rising [...]

Last Chance to Refinance?

By |2023-02-25T23:51:19-08:00August 26th, 2021|Categories: Mortgage Loans, Mortgage Rates, Refinance|Tags: , , , , , , |

Pandemic Measures Continue For Now Hi Friends, Mortgage interest rates continue to be close to historically low levels, helped by the continuing easing measures the Federal Reserve implemented at the beginning of the pandemic. These measures included reducing the [...]

Diving with Giants

By |2023-02-25T23:52:15-08:00May 5th, 2021|Categories: Mortgage Rates, Vic Joshi|Tags: |

Markets Are Volatile Hi Friends, Mortgage interest rates have moved slightly lower since my last update, due to a decrease in the 10-year treasury and 30-year bond yields. As of April 16th, 2021, Rates were .25% lower than they [...]

February 2021 Mortgage Rate Update

By |2023-02-25T23:53:04-08:00February 4th, 2021|Categories: Mortgage Rates|

Hi Friends, Mortgage interest rates continue to be near the all-time low levels we have continued to experience since June of 2020. Mortgage rates are still at historically low levels despite the FHFA (Federal Housing Finance Administration) refinance fee [...]

Taking a Breather!

By |2023-02-25T23:53:38-08:00November 20th, 2020|Categories: Mortgage Rates, Vic Joshi|

Mortgage Rate Update Mortgage interest rates continue to be near the all-time low levels we have been experiencing since June of this year. Mortgage rates are still at historically low levels despite the FHFA (Federal Housing Finance Administration) refinance [...]

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