Vic Joshi

Insights from Viral (Vic) Joshi on his experience as a mortgage consultant for decades, his love for scuba diving, the Warriors, and more!

Father Daughter Retrospective

By |2023-04-29T22:24:13-07:00March 17th, 2023|Categories: Home Purchase, Vic Joshi|

Home Buying Is Up Hi Friends, As mortgage interest rates have started to fall with inflation in the first quarter of this year, I have experienced an increase in home buyer activity and mortgage applications. The recent slight dip [...]

Relationships Matter Most

By |2023-02-25T23:50:36-08:00September 28th, 2021|Categories: Mortgage Consultant, Vic Joshi|

Family Ties Hi Friends, I have recently returned from two weeks in Switzerland visiting my 83 year old mother who moved there in 2018 to live with two of her younger sisters at a nursing home the sisters operate [...]

Diving with Giants

By |2023-02-25T23:52:15-08:00May 5th, 2021|Categories: Mortgage Rates, Vic Joshi|Tags: |

Markets Are Volatile Hi Friends, Mortgage interest rates have moved slightly lower since my last update, due to a decrease in the 10-year treasury and 30-year bond yields. As of April 16th, 2021, Rates were .25% lower than they [...]

Taking a Breather!

By |2023-02-25T23:53:38-08:00November 20th, 2020|Categories: Mortgage Rates, Vic Joshi|

Mortgage Rate Update Mortgage interest rates continue to be near the all-time low levels we have been experiencing since June of this year. Mortgage rates are still at historically low levels despite the FHFA (Federal Housing Finance Administration) refinance [...]

Mortgage Broker vs. Mortgage Consultant: What’s the Difference?

By |2021-10-25T12:38:27-07:00May 17th, 2020|Categories: Mortgage Consultant, Mortgage Loans, Vic Joshi|Tags: , , , , , |

Mortgage Lending Roles Mortgage lending has its own vocabulary that can be confusing for buyers, especially first time home buyers researching how to get a good mortgage loan. People often ask how to compare mortgage brokers vs. mortgage consultants [...]

Health, Community, & Finance

By |2020-05-17T14:34:14-07:00March 23rd, 2020|Categories: Mortgage Loans, Vic Joshi|

Unprecedented Disruption All of us right now are experiencing unprecedented health, social and market disruptions and are directly impacted by the frequent changes and uncertainty. What started as and continues to be a global health crisis has quickly added [...]

Vic Joshi Top Producer Awards

By |2023-07-28T13:54:07-07:00February 19th, 2020|Categories: Vic Joshi|Tags: |

Top Producer Awards for 2019 & 2020! During my years as a mortgage consultant with C2 Financial, I beat a personal record with these top producer awards — all thanks to you, my clients! 2019: #1 C2 Financial agent [...]

Shining a Light on Mortgage Lending

By |2023-07-28T13:47:27-07:00September 3rd, 2018|Categories: Mortgage Consultant, Mortgage Loans, Vic Joshi|Tags: , , , , , |

I'm Vic Joshi, a mortgage consultantl, shining a light on mortgage lending with my revamped website. I took on this project to give my home buying clients better online guidance and reference material as they start their searches for a [...]

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