Closing Costs

Information about home loan closing costs from Vic Joshi — what costs are incurred when you complete a home mortgage loan at signing.

Rate Drop Has Begun!!

By Vic Joshi|2024-09-13T21:34:28-07:00September 5th, 2024|Categories: Closing Costs, Home Purchase, Mortgage Loans, Mortgage Rates, Refinance|

Lowest Levels Since March 2023 On August 2nd we saw mortgage rates fall to their lowest levels since March of 2023, very close to 6% APR for 30 Year Fixed. My phone and e-mail have been inundated since then [...]

What Are Closing Costs?

By Vic Joshi|2024-03-29T22:39:43-07:00May 19th, 2019|Categories: Closing Costs, First Time Home Buyer, Mortgage Loans|Tags: appraisal, escrow, impound account, inspection, insurance, nonrecurring closing costs, NRCC, PMI, prepaid items, private mortgage insurance, real mortgage advice, taxes|

First Time Home Buyers Guide to Closing Costs You have your downpayment. Great. You are ready to close the deal on your loan and start making bids on houses! Soon you get your closing statement and there [...]