Many people worry about how having your credit run for a pre-approval, sometimes called a “hard check,” affects your credit score. Hard checks occur when you apply for a mortgage or auto loan. Credit card applications, student loans, personal loans, [...]
A pre-approval letter is good for 90 days from the time it’s run. Many big lenders will automatically re-run a credit check every 90 days, but we don’t want that. I have hands-on relationship with my clients. I stay in [...]
Quicken Loans, Rocket Mortgage, the fill-in-the-blanks form on your bank’s online banking interface, all of these online loan approval systems are designed to benefit them, not you. They want to gather your data and determine if you are, [...]
