Real Mortgage Advice · Archive

Buy Your First Home

Historically Low First Mortgage Rates

Rates at 30 Year Low This week, mortgage rates for conforming, single-unit, residential properties have come back down to the lowest levels in three decades, with some borrowers being able to lock and close 30-year fixed-rate loans at 3%

Loans for First Time Buyers + Current Rates

Hello, friends. Here's my monthly update on the outlook for current rates in general, but first — information about loans for first-time home buyers. Skip to Current Rates here. Loans for First Time Buyers With rates falling again

What Are Closing Costs?

First Time Home Buyers Guide to Closing Costs You have your downpayment. Great. You are ready to close the deal on your loan and start making bids on houses! Soon you get your closing statement and there

Take the next step

Talk with Vic before you shop online.

Free Mortgage 101 consultation — no obligation. Get a realistic quote that actually matches your situation.